PAYMENT OPTIONS

The HIANS Energy Solar for All Scheme (HESAS) is an installment payment plan programme designed by HIANS Energy Solutions Limited to make possible acquisition of solar energy generating equipment with ease. The equipment includes inverters, deep cycle batteries, solar charge controllers, solar panels, etc at affordable cost. The program enables qualified individuals and businesses to acquire solar power systems and pay in installment for up to six (6) months period.
How does the scheme work?

The HIANS Energy Solar for All Scheme enables you to apply for and purchase any solar energy packages of interest on an installment basis. Upon approval, the applicant is required to pay an initial deposit that could be as low as 35% of the Total Cost of the equipment. This total cost includes the cost of the components of the system, the cost for installation, the insurance premium for burglary and fire and cost for installation accessories. The balance is spread for up to 12-months depending on the package of choice.

Who is eligible for this scheme?

The program is designed primarily for every working class, for individuals and for businesses. In particular, the following class of individuals and businesses would be considered eligible:

1. Employees in the Federal and State Government Civil Service

2. Employees of Federal & State Government Parastatals, Departments and Agencies.

4. Employees in the banking sector

5. Employees in the insurance industry

6. Employees in other multinational companies

7. High net-worth private corporate bodies and businesses

8. Employees in the organized private sector.

9. Cooperatives and Associations in any of the aforementioned organizations

Which packages are available on HESAS?

The packages available are in various capacities and are all designed to be able to solve basic energy needs be it at home or in an office. Appliances like lightings, Fans, TVs, entertainment centres, Refrigerators, laptops, washing machines, printers, etc. See our pricing section for details of available capacities of solar energy options.

I already have an inverter and batteries. Can I still integrate solar?

Yes. For applicants who are already using Inverters and batteries (Backup power system), they can also take advantage of the programme through the solar integration packages available on the programme. By this integration existing inverter backup system becomes a solar power system. To appropriately determine the size of solar system needed for your backup system will depend on size of your battery bank and quantity of appliances you would need to generate power for. Contact us to get started.

How can I apply?

Application forms for HIANS Energy Solar for All Scheme (HESAS) can be downloaded free of charge on our website, click here to download the Application form. Application form can as well be picked up at our offices nationwide. Completed application form is to be submitted to our office address nearest to you. Your form would be reviewed you will get feedback within 3-working days.

Why do I pay insurance?

The equipment under the HESAS are insured for fire and burglary to protect both the customer and the company against loss. The insurance policy is in favor of HIANS Energy for the duration of the installment payments only.

Do I need to sign an agreement?

You are required to sign an agreement that enables you to possess the package of interest after paying the 35% deposit (as the case may be) and ownership conferred completely after the last installment have been paid.

Can I pay less deposit at the point of acquisition?

No. The minimum deposit required is 35% (or more as the case may be). Prospective customers who may wish to pay above the minimum amount are encouraged to do so to their own benefit.

My energy requirements are minimal; can I pay for a smaller unit instead?

The scheme is meant to cater for all level of customers. Each request is evaluated and the appropriate installation design customized to effectively solve the power need of the customer. The customize solution could still be paid for by installment.

Does the scheme give warranty on product(s) purchased?

The HIANS Energy Solutions Limited offers manufacturers’ warranty of up to 2 years on batteries, 2 years on Inverters and 10 years solar panels.

Do I need collateral?

No. You do not need any collateral. The equipment being deployed to your residence or office serves as collateral, pending when payment is completed and ownership transferred to you.

Do I need a guarantor?
Yes. Each applicant need to provide a guarantor who must be one of these: his/her employer, his/her banker, a Priest, town union president, cooperative union president, trade union president or a civil servant of the rank of Director. The guarantor must counter sign the Application form and also attach photocopy of valid means of identification. Click here to download the Guarantor’s Form.

Beyond the HIANS Energy Solar for All Scheme, we have other payment options that make it easy for you to enjoy the benefits of solar energy without breaking the bank.

Outright Purchase

Here, the idea is to offer you one of the most pocket-friendly and cost effective solutions for purchasing solar solutions. Adopting this payment option means you will make a full payment with a view of attracting an ‘outright purchase discount’ of up to 5%.

Hire Purchase Ownership

We partner with institutions for the purpose of providing consumer credit to clients who require our services.  More so, cooperative societies take advantage of this financing option to pay off the cost of power systems for their members, with a plan of them making repayment over a longer period of time.

Pay While You Use

At HIANS Energy we understand that most persons that are willing to purchase solar solutions are usually the ones that are unable to pay for their solution at a go. So we devised the most innovative mode of payment for solar called Pay While You Use repayment plan. The idea is to match your weekly repayments for your solar system with your weekly savings on your supposed generator expense. It offers up to 70% finance, while you are required to pay only 30% upfront payments with no Interest charged. The beauty of the Pay While You Use scheme is that it is customized and fully tailored to your usage.

How does this work?

If you spend N2000 per day to fuel your generator for 5-8 hours/day, our advice will be to adopt a plan where you will use not more than 50% upfront cost of your daily fuel consumption as your down payment and the rest repayment is tailored to pay for your system (with up to a 24/7 supply) at the same rate of N2000 per day over a maximum period of 12 – 24 months as the case may be. The later depends on the loan balance. At the end of the repayment plan, the money you have used to pay for your solar system is the same money that would have gone in purchase of fuel for your generator. Once the repayments is completed, you now own your system fully and you can still saving N2000 per day which amounts to over N700,000 per annum which you can use to finance the purchase of your other needs or upgrade your solar system further for more power generation. This plan in itself is the cheapest way of going solar without breaking a sweat.

Payment for Power Used

This is a customized pay-as-you-go solar power rental system that will enable our end users particularly in the rural areas, the opportunity to rent power as they need or pay for a solar package over a longer period of time. Thus, they are only required to make an initial deposit to attract and enable a solar system installation for their homes and pay subsequently for the generated power per use. Payments are made weekly or bi-weekly, and its adoption is made simple with our pay-as-you-go metering system.